When you’re looking for coverage for your car, you want to take time comparing auto insurance rates to ensure you’re getting the best coverage for your money. One of the easiest ways to do this is to use online comparison sites.

All of the major auto insurance companies (i.e. Nationwide, Progressive, Geico) have websites which will provide you with a free quote instantly. You simply go to their website, answer a handful of simple questions, and you’ll get a quote for a variety of coverage options.

However, when comparing auto insurance rates it’s sometimes a better idea to use a non-affiliated website to make sure you’re not getting a biased quote. A non-affiliated website is one which is not part of a larger insurance company and doesn’t provide advertising of any sort for those companies.

There are a number of sites to use for comparing auto insurance rates. Two of the most commonly used sites are esurance.com and insurance.com.

The process for getting quotes online is fairly similar at most of these sites. You begin with your ZIP code. This is to ensure you are being provided with accurate information because auto insurance laws vary a little from state to state.

Next you will be asked to provide information about the car being covered. You will need to know its make, model, year, and body style (this usually means convertible or coupe- not a convertible). You will also be expected to estimate about how many miles the car will be driven per year. Some sites will ask if you own the car outright, or if you’re making payments.

All of the sites for comparing insurance rates, including the major providers, will ask you about your driving record. These aren’t usually very detailed questions at this stage, just whether or not you’ve had any major violations or any accidents within the last 3-5 years.

You will need to provide an e-mail address because most of these sites will actually e-mail the quote to you. Quotes are provided very quickly, but not always instantly. This is because it does take time for the sites to check with companies to get your quotes.

After you’ve received your e-mail comparing auto insurance rates, most of the sites provide you a link to the companies so you can then go and sign up for insurance at that time. Remember, however, that since you will be receiving this information via e-mail, you can always go check with another site for more quotes and sign up at a later time.

However you choose to complete the process of comparing rates, it’s always a good idea to shop around for something like this. You want to make sure you are getting the best coverage you can for the least amount of money.