Every family has a bad driver in the household. Normally it is the one that never admits it is them. It is usually the child that says they cannot wait to get their learners permit so they can run the streets to their friends house. It is the one that when you are giving a drivers lesson says “I got it” you are just being too old fashion”. The child that has all the friends over the house and you hear them planning on where they will all hang out when your child gets their license. They were also usually the first to volunteer to look up driving lessons so you could get a discount on auto insurance and even volunteered to look up online auto insurance rates for you so you could put it in the budget.

The happiest moment was when you could tell them they were old enough to get their own auto insurance policy. It was time to come off your policy due to all the speeding tickets they received going to all the places to pick up their friends and hanging out at all the places. They planned all this earlier and then speeding to get home so they would not miss curfew. It is at that point when you look for online auto insurance rates that you are happy not to see an agent face to face because you are almost embarrassed of your driving record. Your driving record is starting to get better as the ticket points drop off due to the time passing.

The points received for speeding tickets may be on your driving record for three years. This has an impact on your auto insurance rates because you appear to be a risk for an accident if you have a history of speeding. Most likely when you received your first speeding ticket you were offered a chance to attend a driving course which did cost you money but you were given points to apply to your driving record for attendance and helps offset the points you received for the speeding ticket. If you collect too many points your license will be suspended. You may want to warn your own children when they get to the driving age.